Pillar 3a
soon!
About us & knowledge
4.8
Your path to financial freedom
The findependent investment app is your convenient solution for Invest and pillar 3a. Convenient. Low-cost. Personal.
Authorised and supervised by FINMA
Same protection as with established banks
ETF robo advisor of the year
Swiss ETF awards 2024 & 2025
As seen in:
Invest or pillar 3a?
Where do you wanna start?
Invest or pillar 3a?
Where do you wanna start?
Invest or pillar 3a?
Where do you wanna start?
Convenient investing
findependent is your independent companion on the path to greater financial freedom.
Whether pillar 3a or Invest, your convenient investment solution is ready in 10 minutes. We do the rest: automatically invest your deposits and monitor the financial markets for you.
You sit back and decide for yourself when and how much you deposit. That way, you always keep full control.
Convenient investing
findependent is your independent companion on the path to greater financial freedom.
Whether pillar 3a or Invest, your convenient investment solution is ready in 10 minutes. We do the rest: automatically invest your deposits and monitor the financial markets for you.
You sit back and decide for yourself when and how much you deposit. That way, you always keep full control.
Convenient investing
findependent is your independent companion on the path to greater financial freedom.
Whether pillar 3a or Invest, your convenient investment solution is ready in 10 minutes. We do the rest: automatically invest your deposits and monitor the financial markets for you.
You sit back and decide for yourself when and how much you deposit. That way, you always keep full control.
Full security, 100% Swiss-made
As a FINMA-licensed securities firm, we make zero compromises on security.
Your money is just as safe with us as it is with a bank.
The findependent app is developed and operated in Switzerland, and our whole team works in Switzerland.
Full security, 100% Swiss-made
As a FINMA-licensed securities firm, we make zero compromises on security.
Your money is just as safe with us as it is with a bank.
The findependent app is developed and operated in Switzerland, and our whole team works in Switzerland.
Full security, 100% Swiss-made
As a FINMA-licensed securities firm, we make zero compromises on security.
Your money is just as safe with us as it is with a bank.
The findependent app is developed and operated in Switzerland, and our whole team works in Switzerland.
Full security, 100% Swiss-made
As a FINMA-licensed securities firm, we make zero compromises on security.
Your money is just as safe with us as it is with a bank.
The findependent app is developed and operated in Switzerland, and our whole team works in Switzerland.
This is how your money works for you
Our return calculator shows you how you move forward toward financial independence with us
This is how your money works for you
Our return calculator shows you how you move forward toward financial independence with us
This is how your money works for you
Our return calculator shows you how you move forward toward financial independence with us
Real voices from our community
findependent impresses with easily accessible investment solutions and favourable fees. Thanks to the modern investment app, you can easily keep track of the development of your assets.
Flurin Bleisch
Founder of Become Wealthy
Compared to products I am familiar with, findependent offers a somewhat different investment solution – reduced to the essentials, communicated in a refreshing way and cleverly made digital. Just the right thing in this day and age. I like that!
Christoph Wildhaber
Lawyer
Great product! Simple, clear, extremely flexible. Power from Aarau. I'm comfortably paying in every month with a standing order. The only thing is that at the beginning, as an over-45, it took me a little more than 15 minutes to register – but it was child's play.
Matthias Härri
Lecturer in Finance
Real voices from our community
findependent impresses with easily accessible investment solutions and favourable fees. Thanks to the modern investment app, you can easily keep track of the development of your assets.
Founder of Become Wealthy
Flurin Bleisch
Compared to products I am familiar with, findependent offers a somewhat different investment solution – reduced to the essentials, communicated in a refreshing way and cleverly made digital. Just the right thing in this day and age. I like that!
Lawyer
Christoph Wildhaber
Great product! Simple, clear, extremely flexible. Power from Aarau. I'm comfortably paying in every month with a standing order. The only thing is that at the beginning, as an over-45, it took me a little more than 15 minutes to register – but it was child's play.
Lecturer in Finance
Matthias Härri
Real voices from our community
findependent impresses with easily accessible investment solutions and favourable fees. Thanks to the modern investment app, you can easily keep track of the development of your assets.
Flurin Bleisch
Founder of Become Wealthy
Compared to products I am familiar with, findependent offers a somewhat different investment solution – reduced to the essentials, communicated in a refreshing way and cleverly made digital. Just the right thing in this day and age. I like that!
Christoph Wildhaber
Lawyer
Great product! Simple, clear, extremely flexible. Power from Aarau. I'm comfortably paying in every month with a standing order. The only thing is that at the beginning, as an over-45, it took me a little more than 15 minutes to register – but it was child's play.
Matthias Härri
Lecturer in Finance
More than 25'000 clients use findependent
We manage over 500 million francs for our customers
Every third investor with us is a woman
More than 25'000 clients use findependent
We manage over 500 million francs for our customers
Every third investor with us is a woman
More than 25'000 clients use findependent
We manage over 500 million francs for our customers
Every third investor with us is a woman
Talk to humans, not to bots
Book a non-binding call with Kay or Jordan.
Free of charge · 30 min · online
Talk to humans, not to bots
Book a non-binding call with Kay or Jordan.
Free of charge · 30 min · online
Talk to humans, not to bots
Book a non-binding call with Kay or Jordan.
Free of charge · 30 min · online
Talk to humans, not to bots
Book a non-binding call with Kay or Jordan.
Free of charge · 30 min · online
Simply get more out of your money
Convenient investment solution
Whether pillar 3a or Invest: in 10 minutes you are on the way to financial independence.
As equals
Independent doesn't mean alone: Our well-oiled team delivers fast support for you.
Swiss security
Your money is just as safe with us as it is with a bank. 100% Swiss-made.
Get the app and off you go towards more financial independence
Simply get more out of your money
Convenient investment solution
Whether pillar 3a or Invest: in 10 minutes you are on the way to financial independence.
As equals
Independent doesn't mean alone: Our well-oiled team delivers fast support for you.
Swiss security
Your money is just as safe with us as it is with a bank. 100% Swiss-made.
Get the app and off you go towards more financial independence
Simply get more out of your money
Convenient investment solution
Whether pillar 3a or Invest: in 10 minutes you are on the way to financial independence.
As equals
Independent doesn't mean alone: Our well-oiled team delivers fast support for you.
Swiss security
Your money is just as safe with us as it is with a bank. 100% Swiss-made.
Get the app and off you go towards more financial independence
FAQ
The most frequently asked questions and answers about findependent
Does findependent currently offer a pillar 3a solution?
We will be launching our own 3a solution this autumn. In true findependent style, it will be simple, transparent, and particularly cost-effective. We will of course keep you updated.
In the meantime, you can continue to invest your money in findependent's non-linked provision measures - where you have complete freedom regarding deposit amounts and withdrawal times.
Who are findependent's investment solutions for? Is investing something for me?
Our investment solutions are for anyone who wants to make their money work for them in a simple, long-term way.
For beginners: You don't need a lot of money or financial knowledge. With us, you can start with as little as 500 francs, and we'll handle all the complex work for you.
For experienced investors: If you want to define your own strategy, you can create your very own investment solution from a selection of around 40 ETFs, starting from 5’000 francs.
A key principle: We focus on long-term wealth accumulation, not short-term gambling. Therefore, you should only invest money that you likely won't need for the next three years or longer.
Who can open an account with findependent?
We welcome everyone who wants to invest with us in a straightforward way! However, there are a few formal requirements:
You must be at least 18 years old.
You must reside in Switzerland and be exclusively liable for tax here.
You must have a Swiss mobile phone number and a Swiss bank account.
Unfortunately, we do not currently offer investment solutions for legal entities such as companies, associations or foundations.
Is now the right time to invest?
Nobody knows - at least not for certain. No one can reliably predict how the financial markets will develop in the future. Consequently, the "perfect" times to get in and out only become clear in hindsight. Speculating on this often backfires, as you usually end up chasing market trends.
Instead, it's advisable not to wait, but to start investing as early as possible - regardless of how the market seems at the moment. After all, the longer your investment horizon, the significantly lower the risk of loss becomes. Plus, you benefit more from the power of compound interest.
Furthermore, it's advantageous in the long run to hold onto your investments through all market conditions. This is the strategy findependent follows. It requires perseverance during a crisis but ultimately leads to higher returns and minimized risk.
The best approach is to automate your deposits with a standing order. That way, you don't have to think about it and won't be tempted to speculate on market timing.
How is findependent regulated?
We are not just "a finance app", but a fully regulated Swiss financial institution:
findependent holds a license as an account-keeping securities firm (securities house). This means we are subject to direct supervision by the Swiss Financial Market Supervisory Authority (FINMA) – just like major Swiss banks. We must meet extremely strict requirements regarding capital, liquidity, cybersecurity, and risk management.
What does this mean for you? You enjoy the same security as with a bank, while simultaneously benefiting from the simplicity, the new technology, and the lower fees of a modern provider.
FAQ
The most frequently asked questions and answers about findependent
Does findependent currently offer a pillar 3a solution?
We will be launching our own 3a solution this autumn. In true findependent style, it will be simple, transparent, and particularly cost-effective. We will of course keep you updated.
In the meantime, you can continue to invest your money in findependent's non-linked provision measures - where you have complete freedom regarding deposit amounts and withdrawal times.
Who are findependent's investment solutions for? Is investing something for me?
Our investment solutions are for anyone who wants to make their money work for them in a simple, long-term way.
For beginners: You don't need a lot of money or financial knowledge. With us, you can start with as little as 500 francs, and we'll handle all the complex work for you.
For experienced investors: If you want to define your own strategy, you can create your very own investment solution from a selection of around 40 ETFs, starting from 5’000 francs.
A key principle: We focus on long-term wealth accumulation, not short-term gambling. Therefore, you should only invest money that you likely won't need for the next three years or longer.
Who can open an account with findependent?
We welcome everyone who wants to invest with us in a straightforward way! However, there are a few formal requirements:
You must be at least 18 years old.
You must reside in Switzerland and be exclusively liable for tax here.
You must have a Swiss mobile phone number and a Swiss bank account.
Unfortunately, we do not currently offer investment solutions for legal entities such as companies, associations or foundations.
Is now the right time to invest?
Nobody knows - at least not for certain. No one can reliably predict how the financial markets will develop in the future. Consequently, the "perfect" times to get in and out only become clear in hindsight. Speculating on this often backfires, as you usually end up chasing market trends.
Instead, it's advisable not to wait, but to start investing as early as possible - regardless of how the market seems at the moment. After all, the longer your investment horizon, the significantly lower the risk of loss becomes. Plus, you benefit more from the power of compound interest.
Furthermore, it's advantageous in the long run to hold onto your investments through all market conditions. This is the strategy findependent follows. It requires perseverance during a crisis but ultimately leads to higher returns and minimized risk.
The best approach is to automate your deposits with a standing order. That way, you don't have to think about it and won't be tempted to speculate on market timing.
How is findependent regulated?
We are not just "a finance app", but a fully regulated Swiss financial institution:
findependent holds a license as an account-keeping securities firm (securities house). This means we are subject to direct supervision by the Swiss Financial Market Supervisory Authority (FINMA) – just like major Swiss banks. We must meet extremely strict requirements regarding capital, liquidity, cybersecurity, and risk management.
What does this mean for you? You enjoy the same security as with a bank, while simultaneously benefiting from the simplicity, the new technology, and the lower fees of a modern provider.
FAQ
Does findependent currently offer a pillar 3a solution?
We will be launching our own 3a solution this autumn. In true findependent style, it will be simple, transparent, and particularly cost-effective. We will of course keep you updated.
In the meantime, you can continue to invest your money in findependent's non-linked provision measures - where you have complete freedom regarding deposit amounts and withdrawal times.
Who are findependent's investment solutions for? Is investing something for me?
Our investment solutions are for anyone who wants to make their money work for them in a simple, long-term way.
For beginners: You don't need a lot of money or financial knowledge. With us, you can start with as little as 500 francs, and we'll handle all the complex work for you.
For experienced investors: If you want to define your own strategy, you can create your very own investment solution from a selection of around 40 ETFs, starting from 5’000 francs.
A key principle: We focus on long-term wealth accumulation, not short-term gambling. Therefore, you should only invest money that you likely won't need for the next three years or longer.
Who can open an account with findependent?
We welcome everyone who wants to invest with us in a straightforward way! However, there are a few formal requirements:
You must be at least 18 years old.
You must reside in Switzerland and be exclusively liable for tax here.
You must have a Swiss mobile phone number and a Swiss bank account.
Unfortunately, we do not currently offer investment solutions for legal entities such as companies, associations or foundations.
Is now the right time to invest?
Nobody knows - at least not for certain. No one can reliably predict how the financial markets will develop in the future. Consequently, the "perfect" times to get in and out only become clear in hindsight. Speculating on this often backfires, as you usually end up chasing market trends.
Instead, it's advisable not to wait, but to start investing as early as possible - regardless of how the market seems at the moment. After all, the longer your investment horizon, the significantly lower the risk of loss becomes. Plus, you benefit more from the power of compound interest.
Furthermore, it's advantageous in the long run to hold onto your investments through all market conditions. This is the strategy findependent follows. It requires perseverance during a crisis but ultimately leads to higher returns and minimized risk.
The best approach is to automate your deposits with a standing order. That way, you don't have to think about it and won't be tempted to speculate on market timing.
How is findependent regulated?
We are not just "a finance app", but a fully regulated Swiss financial institution:
findependent holds a license as an account-keeping securities firm (securities house). This means we are subject to direct supervision by the Swiss Financial Market Supervisory Authority (FINMA) – just like major Swiss banks. We must meet extremely strict requirements regarding capital, liquidity, cybersecurity, and risk management.
What does this mean for you? You enjoy the same security as with a bank, while simultaneously benefiting from the simplicity, the new technology, and the lower fees of a modern provider.
Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.
The information on this website constitutes advertising for the financial services provided by findependent.
ENGLISH
© Findependent AG 2026
Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.
The information on this website constitutes advertising for the financial services provided by findependent.
© Findependent AG 2026
Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.
The information on this website constitutes advertising for the financial services provided by findependent.